ChatGPT and the Workplace

ChatGPT -An artificial intelligence (AI) chatbot made waves for producing human-like text from user inputs. Released in November 2022, the current version is accessible to anyone with a computer and internet connection and produces usable written content on a wide range of topics, supporting decision-making. Since this technology is accessible to employers of all sizes, it presents an opportunity for organizations that strategically leverage it. Even if employers don’t plan to incorporate AI into their operations, it’s still important to understand these tools and their limitations, as employees may already be using them without their employers’ knowledge or permission.

What Is ChatGPT?

It is a natural language chatbot, meaning it uses natural language processing to respond in a conversational manner to user input. This allows it to imitate human dialogue and decision-making. ChatGPT is capable of performing or helping with a variety of tasks, including the following:

  • Writing articles, poems, and songs
  • Performing calculations
  • Explaining difficult concepts
  • Automating tasks
  • Conversing with users

How Many People Use ChatGPT?

As of October 2024, it has more than 200 million weekly active users.

It is free; however, OpenAI, the creator of ChatGPT, offers a subscription, which makes the chatbot available to subscribers during peak times, provides them with faster responses and offers priority access to new features and improvements.

How Does ChatGPT Work?

ChatGPT is a network machine learning model trained using data sets to generate human-like text on various subjects. The chatbot is trained from books, websites and articles to create questions, answers, summaries, translations, calculations, code generation, conversations and more. Its knowledge is limited to information available when it is trained, and it cannot access new information. As a result, some of the information and answers ChatGPT provides users may be outdated or inaccurate. The current version of ChatGPT uses 100 trillion machine learning parameters, but the knowledge cutoff is April 2023.

How Can ChatGPT Impact the Workplace?

Incorporating AI technology can enable employers to run more efficiently by automating manual, error-prone tasks and augmenting how employees work, allowing them to focus on more important tasks and increasing the value they bring. AI technology can impact nearly every facet of an organization, including the following departments:

  • Human Resources
  • Marketing
  • Accounting
  • Legal
  • Software Engineering

While AI technology can replicate many human-like behaviors and capabilities, it has considerable limitations, including lacking critical thinking, strategic decision-
making and creativity, and can create potential legal and privacy issues.

AI tools like ChatGPT have the potential to change employees’ work and increase organizational efficiency. While this technology is relatively new, savvy employers will closely monitor AI technology’s developments and find ways to incorporate it effectively.

Visit the official ChatGPT website to learn more about its capabilities

Service Line Coverage

Service line coverage is an optional endorsement available in homeowners’ insurance policies.  It is designed to protect homeowners from significant expenses related to the repair or replacement of underground utility lines on their property. This coverage typically includes protection for water, sewer, electricity, and cable lines. It helps to cover costs for excavation, labor, parts, and the restoration of any landscaping that may be affected by these repairs. Since the cost of these repairs can reach thousands of dollars, service line coverage is an essential financial safeguard for homeowners.

What Service Line Coverage Typically Includes
  • Types of Lines: Covers various utility lines, such as water, sewer, drainage, electricity, and internet/cable.
  • Causes of Damage: Addresses issues like wear and tear, corrosion, freezing, external force from excavation, and root invasion.
  • Costs Covered: Pays for excavation to locate the break, the labor and parts needed for repairs, and the restoration of your property, including landscaping.
  • Loss of Use: May cover temporary living expenses if you need to move out of your home due to a major service outage.
Why You Might Need It
  • Homeowner Responsibility: Underground service lines on your property are usually the homeowner’s responsibility to repair, not the utility company’s.
  • High Repair Costs: Excavating and repairing these underground lines can be costly, potentially incurring thousands of dollars in expenses.
  • Financial Protection: Service line coverage serves as a vital financial safety net. It shields homeowners from unexpected, high-cost repairs that could significantly impact their finances.

The cost of adding service line coverage is often low and depends on the following factors:

  • Coverage limit: The higher the coverage limit you choose (e.g., $25,000 vs. $10,000), the higher the premium will be.
  • Deductible: The deductible for this coverage is typically $500 per occurrence.
  • Insurance company and location: The specific rates can vary by the insurance carrier and by your location.
  • Underlying risk: Your specific home and its proximity to utilities can also affect the price.

Homeowners are encouraged to contact Cleary Insurance for a personalized service line quote. Having an insurance policy that covers all necessary protections can provide peace of mind and financial security in the event of unforeseen circumstances.

Volunteering, Cybersecurity, and Lowing Screen Time Tips

 4 Ways Volunteering Can Enrich and Improve Your Life

Giving back and donating time in your community can help those around you while also having a positive impact on your own life. Think about the following potential benefits of volunteering:

  • Increased activity—Volunteering may help get you out of the house and increase physical activity.
  • New skills—Many organizations may be happy to help teach you new skills in exchange for your time.
  • Improved mental health—Giving back may improve your self-esteem and provide a sense of purpose.
  • Networking opportunities—Volunteering can expand your social circle or foster career opportunities.

National Cybersecurity Awareness Month – Everyday Tips

October is National Cybersecurity Awareness Month. This annual initiative endeavors to educate the public about the dangers of the internet.

5 Everyday Cybersecurity Tips
Limit cyber risk levels with the following strategies:

  1. Set strong passwords. Ensure your passwords include a combination of lowercase and uppercase letters, numbers, and special characters. Avoid reusing the same password for multiple logins.
  2. Enable two-factor authentication. These implementations mean hackers will need more than just your password to gain access to your accounts.
  3. Avoid oversharing. Providing too much information, such as on social media, can give cybercriminals the hints they need to crack passwords or impersonate you.
  4. Know the signs of phishing. Never click on links or download attachments from unknown senders. Perpetrators may use email addresses that appear similar to those of trusted parties.
  5. Avoid public Wi-Fi. Cybercriminals may intercept data on public Wi-Fi or set up fake networks. If you must connect to a public network, use a virtual private network (VPN) to protect your data.

Contact us today for more cybersecurity guidance.

Concerns Related to Excessive Screen Time – How to Set Limits

Screens are everywhere in the modern world. Smartphones, tablets, and computers are constant fixtures of modern workplaces and everyday life.
However, while these electronic devices may offer entertainment and convenience, excessive use can be detrimental to your quality of life.

Health Concerns of Excessive Screen Time

Spending long hours constantly staring at screens can have various direct and indirect impacts on your health, including the following:

  • Eye strain
  • Neck, shoulder, and back pain
  • Headaches
  • Increased anxiety and depression
  • Sleep deprivation
  • Feelings of loneliness

How to Set Limits

Taking an active approach to limiting screen time can help you and your family avoid the aforementioned potential health and wellness issues. Consider the following strategies:

  • Use device settings. Many smartphones and other devices allow you to schedule downtime where apps and notifications will be blocked.
  • Track usage. Monitor what you’re using screens for. For example, using your device for school may be necessary, but if you notice a lot of time spent on social media, think about blocking those apps.
  • Explore new hobbies. Try to find new activities you enjoy that do not involve screens. Those that require the use of your hands can be particularly helpful in restricting your ability to check your device.
  • Create screen-free zones. Establish areas where you avoid using devices, such as at the dining room table or in your bedroom.

Learn More
For additional wellness resources, contact us today.

Lifestyle Tips for World Mental Health Day

World Mental Health Day is Oct. 10. Commemorate this year’s initiative by considering how the following lifestyle choices may help improve your mental well-being:

  • Get active. Physical exercise can have a direct and positive impact on your mental wellness.
  • Prioritize sleep. Not getting enough rest can contribute to various mental health disorders, including depression.
  • Open up. If you’re feeling down, don’t be shy about seeking support from family and friends.
  • Enjoy the outdoors. Studies have shown that spending time outside can improve mental health.
  • Seek help. If you’re struggling with your mental health, talk to your doctor.

Click here to learn more about World Mental Health Day.

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