Entries by Carol LaCombe

Protecting Your Valuable Articles

It is beginning to look a lot like… Diamonds, art, and shiny new golf clubs! We hope you had a safe and happy holiday season.  Post-holiday season is a great time to consider coverage for your shiny new ring, a beautiful new piece of artwork, your new DSLR camera, Callaway golf clubs, or Steinway grand […]

Taking Care of Your Mental Health

2020 has been a long year. COVID has changed our family & social landscape, Old man winter is settling in, days are shorter, nights are longer and this time of year carries its own stresses for many. Mental health and wellness should be a top priority and many people may not realize the signs and […]

Want to lower your tax bill?

There are a number of opportunities to offset prior-year income and capture credits. Areas to look at include: Retirement plan contributions Deductions Penalties Credits Retirement plans: Retroactive contributions Your traditional Individual Retirement Account, or IRA, offers the biggest potential bang for the buck. The Internal Revenue Service (IRS) allows taxpayers to make deductible prior-year contributions […]

Preventing Frozen Pipes for Business

Cold temperatures can reach areas of your facility that you seldom visit or cannot see, such as: Crawl spaces Closets Enclosed spaces (e.g., attics, lofts, roof spaces) Warehouses Isolated storage areas Strategies to Help Prevent Frozen Pipes Some prevention strategies to consider: Properly insulate and/or provide approved heat tracing for water-filled pipes located in exterior […]

Client Spotlight: GreenRoots

GreenRoots COVID19 Response in Chelsea and East Boston As an environmental justice organization serving some of MA’s most vulnerable residents, GreenRoots has trumpeted for years that our neighborhoods would be hit first and worst by a disaster. However, we anticipated that the crisis would be climate-related, not the COVID19 pandemic that is ravaging our communities. […]

Tips for Workers’ Compensation Policyholders During COVID-19

Presented by: Acadia Insurance The COVID-19 pandemic has caused many businesses to adjust or reduce their operations.  Workers may have transitioned to working from home, having reduced hours, have been furloughed – some with or without pay, or have been laid off. With this upheaval, it is important to maintain accurate payroll records to ensure […]

Stop Leaks Before It’s Too Late

Fire might be a homeowner’s greatest fear, but some insurance company will tell you that water is the far more common cause of property damage, even if you don’t live in an area subject to flooding. And it can come from many sources: A failing water heater, a burst pipe, a broken supply line under […]

Tips to Avoid Finacial Stress

Whether you worry about contracting COVID-19 or not, chances are you share in the financial stress felt by millions during the last few months. There are steps you can take today to help put some of your fears to rest. But first, a look at why controlling stress is important. Tips to manage stress In the […]

5 Summer Wellness Tips

Summer is an exciting time of the year that is typically filled with cookouts, outdoor activities, and other events. To promote a happy, healthy summer, try following these five wellness tips: Drink plenty of water. Dehydration in the summer months can make you more susceptible to heat exhaustion and heatstroke. To avoid symptoms of dehydration […]

Workers Compensation and COVID-19 Related Furlough Payments:

The Massachusetts Division of Insurance recently approved a new classification that will exempt COVID 19 related furlough payments to employees from Workers Compensation payroll. This means that furlough payments will not count as payroll when used to determine Workers Compensation premium. There are some very specific qualifiers for this program: The insurance carrier needs to […]