Entries by Carol LaCombe

5 Summer Wellness Tips

Summer is an exciting time of the year that is typically filled with cookouts, outdoor activities, and other events.  To promote a happy, healthy summer, try following these five wellness tips: Drink plenty of water.  Dehydration in the summer months can make you more susceptible to heat exhaustion and heatstroke.  To avoid symptoms of dehydration […]

Workers Compensation and COVID-19 Related Furlough Payments:

The Massachusetts Division of Insurance recently approved a new classification that will exempt COVID 19 related furlough payments to employees from Workers Compensation payroll. This means that furlough payments will not count as payroll when used to determine Workers Compensation premium. There are some very specific qualifiers for this program: The insurance carrier needs to […]

Business Interruption Insurance and COVID-19

The COVID-19 pandemic and the various measures designed to contain its’ spread has had an unprecedented impact on the business community.  Many businesses, such as those in the hospitality sector, have had to cease or drastically curtail operations with uncertain prospects for a restart.  Not-for-profit organizations are seeing fewer donations at a time when many […]

Time For Spring Home Maintenance?

    You may want to start with simple spring cleaning tasks: Change and/or service your furnace filters, HVAC, smoke and CO detector batteries Deep-clean your oven, dishwasher, coffee maker and outdoor grill, as well as drapes, upholstery, cabinets, floors, vents and baseboards Clean your mudroom, garage and outbuildings, and, in the process, inventory items […]

Simple Ways to Improve Your Health

  Get Active: Did you know that exercising regularly could help you fight off chronic conditions and diseases? Exercise can help control your blood pressure, blood sugar and weight, raise your “good” cholesterol, and prevent diseases such as colorectal cancer, heart disease and Type 2 diabetes. If you’re ready to get active, keep the following […]

Financial Moves to Consider During the COVID-19 Pandemic

  The COVID-19 outbreak has spurred an economic crisis as well as a health-related one. Millions of Americans are now unemployed, frightened, and wondering how they’ll pay their bills in the coming weeks or months. And while it’s a scary time to be living through, there are a few moves you can make to protect […]

HR Compliance Bulletin: IRS Issues Guidance on Tax Credits for Coronavirus Paid Leave

Small and midsize employers may begin using two new refundable payroll tax credits to obtain reimbursement for the costs of providing coronavirus-related leave to their employees, the U.S. Department of Labor (DOL) and Internal Revenue Service (IRS) announced on March 20, 2020. This relief is provided under the Families First Coronavirus Response Act (the Act), […]

HR Compliance Bulletin: Coronavirus Relief Laws

New Coronavirus Relief Laws Require Paid Employee Leave Highlights: Coronavirus relief legislation requires employers with fewer than 500 employees to provide 12 weeks of FMLA leave for child care reasons related to COVID19.  The new FMLA leave must be compensated after the first 10 days, at two-thirds of an employee’s wage, up to $200 […]

Risk Management During the COVID-19 Pandemic

Most of us are now working from home, but everyone at Cleary Insurance is still available to assist you with your insurance and risk management needs, as are all the insurance carriers we represent. We will still meet with you if required, but we strongly encourage all communication to be via email or telephone. In […]