Entries by Carol LaCombe

Information Management Liability aka Cyber!

Presented by: Christopher F. Hawthorne, CPCU, CIC Technology has delivered an exposure for those who hold, use or depend on information be it paper or electronic. Just as inventory once was the life line for a business, data and information now takes their place alongside the tangible assets of a business. This can be data […]

PCORI Filing Deadline Looming

The Affordable Care Act imposes fees on issuers of specified health insurance policies and plan sponsors of applicable self-insured health plans to help fund the Patient-Centered Outcomes Research Institute (PCORI). PCORI is responsible for conducting research to evaluate and compare the health outcomes and clinical effectiveness, risks, and benefits of medical treatments, services, procedures, and […]

Summer Home Improvement Ideas

  When you own a home, there are always chores and tasks on your “To Do” list.  Summer is the perfect time to attend to many outdoor projects and to plan ahead for others. And, if you can’t bear the thought of wasting precious outdoor time on home improvement endeavors, you can always hire someone […]

Introducing the Driver Verification System

Presented by: Christopher F. Hawthorne, CPCU, CIC A new tool has arrived to help business owners in reducing their Commercial Auto exposure risk.  A basic for any driver is to have a valid license. Privacy laws and a very cumbersome Registry of Motor Vehicles inquiry system have been hurdles for business owners trying to carefully […]

Employer Sponsored Wellness Programs

Wellness Programs Introduction Employers may sponsor wellness programs as a means to promote better health and higher morale among employees, with the hope that helping employees to embrace a culture of health will lead to higher productivity with lower health-related costs. Wellness plans may be included in health insurance programs, or they may stand alone. […]