Entries by Carol LaCombe

Department of Family and Medical Leave – Update

The Department of Revenue recently released important information on how to report PFML Wages for the 4th Quarter 2019 Paid Family and Medical Leave Return. The Department of Family and Medical Leave is providing this update for all employers participating in the Commonwealth’s PFML program to ensure an accurate filing of withholdings by the quarterly […]

While You Are Away, Cybercriminals Will Prey

Travel seems to be on everyone’s calendar this winter. If that’s the case for you, safety and security are likely uppermost on your minds today. So great is the concern that 72% of U.S. travelers said they would pay more for their vacation if they could ensure greater security, according to a recent survey by […]

Investing for the Long Haul

Financial market ups and downs are challenging, to say the least, for many investors. Saving for retirement makes you a long-term investor, but it is important that you shape your investment strategy by revisiting a few fundamental investment concepts every 6 to 18 months, regardless of market conditions. Revisit Your Risk Tolerance What level of […]

Slip and Falls: Where Do You Stand?

Presented by: Christopher F. Hawthorne, CPCU, CIC As we settle into winter, it is an appropriate time to revisit the issue of liability from slip and falls (S&F).  As mentioned in prior Cleary Quarterly articles, the Massachusetts laws have changed making it easier to establish liability to those involved. As such, we are seeing an […]

Cadillac Tax and Other Key ACA Taxes Repealed

  On Dec. 20, 2019, President Trump signed into law a spending bill that prevents a government shutdown and repeals the following three taxes and fees under the Affordable Care Act (ACA): The Cadillac tax on high-cost group health coverage, beginning in 2020; The medical devices excise tax, beginning in 2020; and The health insurance […]

“Prepare & Prevent, Don’t Repair & Repent”

Presented by: Jonathan Hall When was the last time you checked your smoke alarm? How about your fire extinguisher? Where will you and your family meet when you need to evacuate? If you don’t know the answer to these questions, you are not alone. September is National Preparedness month and it’s important for all of […]

Are You Ready for the Massachusetts Paid Family and Medical Leave?

Be Prepared for the January 1, 2021 Law Starting in 2021, the state of Massachusetts will offer paid family and medical leave benefits to employees. Payroll deductions for employees begin October 1, 2019. This program allows employees to receive a portion of their pay while on leave to recover from an illness or injury, bond […]

Auto Post Accident To Do Suggestions

Presented by Christopher F. Hawthorne, CPCU, CIC It is frustrating to see a client’s auto carrier pay a claim to a third party based on false information. An example being a client who had a car, with four people in it, pull in front of him and slam on their brakes. He stopped his vehicle […]

Should Parents “Go for Broke” on Youth Sports?

Many parents encourage their kids to play sports in middle school and high school because they truly believe it’s good for their children’s physical and mental well-being. Athletic participation also provides an opportunity to instill discipline and develop social skills that could have a positive impact on their children’s futures. But lofty hopes and dreams […]