Entries by Carol LaCombe

Home Maintenance Tips for Spring

By Travelers Risk Control The milder days of spring are a perfect time to do a thorough spring cleaning and perform home maintenance. After a long winter, it is a good idea to take preventive measures to help maintain your home and property year-round. Tasks such as cleaning out your gutters, checking for dead trees […]

Spring Risk Check: 5 Things Every Business Should Inspect

As winter transitions to spring, conducting thorough spring risk checks becomes crucial for business owners. The end of winter presents an excellent opportunity to assess one’s property and operations for potential damage or safety hazards arising from snow accumulation, ice buildup, and freezing temperatures. This is particularly important following an extreme winter season, where the […]

Retirement Planning For Young Adults

By: Matthew Clayson, Financial Advisor at Commonwealth Financial Group Retirement savings are not on most young adults’ list of top priorities. In fact, according to one survey, only about 1 in 5 members of Generation Z (born after 1997) are saving for retirement. And that’s a missed opportunity for the other four. That’s because the earlier […]

Using Free AI Tools Responsibly

Protecting Your Personal Information Artificial intelligence (AI) tools are becoming more common in everyday life. Many free AI platforms can help with simple tasks such as writing, organizing ideas, or answering general questions. While these tools can be helpful, it is important to understand how they should—and should not—be used, especially when personal information is […]

Winter Weather Maintenance Tips

Winter can be a beautiful time of year, but winter weather can wreak havoc on your home. Colder temperatures, ice, and snow can cause ice dams, slips and falls, and other unpleasant winter-related issues. Properly maintaining your home can help keep common home problems at bay this winter. Use these 10 tips to help you […]

ChatGPT and the Workplace

ChatGPT -An artificial intelligence (AI) chatbot made waves for producing human-like text from user inputs. Released in November 2022, the current version is accessible to anyone with a computer and internet connection and produces usable written content on a wide range of topics, supporting decision-making. Since this technology is accessible to employers of all sizes, […]

Service Line Coverage

Service line coverage is an optional endorsement available in homeowners’ insurance policies.  It is designed to protect homeowners from significant expenses related to the repair or replacement of underground utility lines on their property. This coverage typically includes protection for water, sewer, electricity, and cable lines. It helps to cover costs for excavation, labor, parts, […]

Volunteering, Cybersecurity, and Lowing Screen Time Tips

 4 Ways Volunteering Can Enrich and Improve Your Life Giving back and donating time in your community can help those around you while also having a positive impact on your own life. Think about the following potential benefits of volunteering: Increased activity—Volunteering may help get you out of the house and increase physical activity. New […]

Traditional vs. Roth IRAs

Both traditional IRAs and Roth IRAs can help you save for retirement. But they have different rules about taxes on contributions and withdrawals, what happens if you need to take money out before retirement, and other things that can affect which account type you might be better off contributing to. We’ve answered some of the […]

What ‘Social Inflation’ Means for Your Business

What ‘Social Inflation’ Means for Your Business Heading into 2026 You may have heard that liability insurance rates are rising—again. But do you know why? One of the biggest drivers behind these increases is a growing trend called “social inflation.” Understanding this trend can help you make smarter, more strategic decisions about your commercial insurance […]