Entries by Carol LaCombe

Business Interruption Insurance and COVID-19

The COVID-19 pandemic and the various measures designed to contain its’ spread has had an unprecedented impact on the business community.  Many businesses, such as those in the hospitality sector, have had to cease or drastically curtail operations with uncertain prospects for a restart.  Not-for-profit organizations are seeing fewer donations at a time when many […]

Time For Spring Home Maintenance?

    You may want to start with simple spring cleaning tasks: Change and/or service your furnace filters, HVAC, smoke and CO detector batteries Deep-clean your oven, dishwasher, coffee maker and outdoor grill, as well as drapes, upholstery, cabinets, floors, vents and baseboards Clean your mudroom, garage and outbuildings, and, in the process, inventory items […]

Simple Ways to Improve Your Health

  Get Active: Did you know that exercising regularly could help you fight off chronic conditions and diseases? Exercise can help control your blood pressure, blood sugar and weight, raise your “good” cholesterol, and prevent diseases such as colorectal cancer, heart disease and Type 2 diabetes. If you’re ready to get active, keep the following […]

Financial Moves to Consider During the COVID-19 Pandemic

  The COVID-19 outbreak has spurred an economic crisis as well as a health-related one. Millions of Americans are now unemployed, frightened, and wondering how they’ll pay their bills in the coming weeks or months. And while it’s a scary time to be living through, there are a few moves you can make to protect […]

HR Compliance Bulletin: IRS Issues Guidance on Tax Credits for Coronavirus Paid Leave

Small and midsize employers may begin using two new refundable payroll tax credits to obtain reimbursement for the costs of providing coronavirus-related leave to their employees, the U.S. Department of Labor (DOL) and Internal Revenue Service (IRS) announced on March 20, 2020. This relief is provided under the Families First Coronavirus Response Act (the Act), […]

HR Compliance Bulletin: Coronavirus Relief Laws

New Coronavirus Relief Laws Require Paid Employee Leave Highlights: Coronavirus relief legislation requires employers with fewer than 500 employees to provide 12 weeks of FMLA leave for child care reasons related to COVID19.  The new FMLA leave must be compensated after the first 10 days, at two-thirds of an employee’s wage, up to $200 […]

Risk Management During the COVID-19 Pandemic

Most of us are now working from home, but everyone at Cleary Insurance is still available to assist you with your insurance and risk management needs, as are all the insurance carriers we represent. We will still meet with you if required, but we strongly encourage all communication to be via email or telephone. In […]

Department of Family and Medical Leave – Update

The Department of Revenue recently released important information on how to report PFML Wages for the 4th Quarter 2019 Paid Family and Medical Leave Return. The Department of Family and Medical Leave is providing this update for all employers participating in the Commonwealth’s PFML program to ensure an accurate filing of withholdings by the quarterly […]

While You Are Away, Cybercriminals Will Prey

Travel seems to be on everyone’s calendar this winter. If that’s the case for you, safety and security are likely uppermost on your minds today. So great is the concern that 72% of U.S. travelers said they would pay more for their vacation if they could ensure greater security, according to a recent survey by […]