Presented by: Matthew A. Clayson Will I have enough money to retire? It’s a common question and one that has increased in magnitude lately — especially for people in their 40s and 50s. Indeed, the uncomfortable truth is that only about half of Americans believe they are on track to retire when they want to, […]
Presented by: Matthew A. Clayson The coronavirus pandemic is more than a public health crisis. It’s an economic wrecking ball. Since the first reported cases in early 2020, COVID-19 has induced both a global recession and a record setting recovery. It contributed to the highest U.S. unemployment rate since the Great Depression, causing businesses […]
Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more than 800,000 complaints regarding cybercrimes […]
Natural disasters and supply chain disruption—already a challenge for the broader insurance industry—are poised to become more of a problem for the cyber sector in 2022, Experian predicted. Charitable organizations and individuals will likely see an uptick in phishing attempts designed to provoke emotional responses in times of stress. Post-disaster donation scams have already cropped […]
Understand Your Rights Against Surprise Medical Bills The No Surprises Act protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, non-emergency services from out-of-network providers at in-network facilities and services from out-of-network air ambulance service providers. It also establishes an independent dispute resolution process […]
An open enrollment period is a short period of time when you can enroll in or make changes to your employee benefits elections. Possible changes include adding or dropping coverage, adding or removing dependents, or enrolling in benefits for the first time. Open enrollment is your opportunity to take advantage of important benefits, such as […]
As fall approaches, many will be sending their child off to live at school. When a child moves out of the home, it can be both exciting and heartbreaking. As one phase of life is ending, another wonderful one begins. However, the danger lurking within the parents’ home and auto insurance, as well as within […]
Of course, everyone generally understands that a life insurance policy helps provide protection for loved ones should you pass away. But, depending on how you plan it out, life insurance can specifically help with financial situations arising out of: Family growth Age Occupation End of life Beyond being an asset in all phases of life, […]
Summer is finally here, and it’s a perfect time to catch up on home maintenance tasks, both inside and outside of the house. Putting in a little elbow grease now goes a long way toward future house upkeep–making that well-deserved rest even more enjoyable. These summer maintenance tips will help keep your home looking great […]
On July 1, 2021, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) jointly released interim final rules outlining certain requirements related to surprise billing. These rules implement certain provisions of the No Surprises Act, which is a ban on surprise medical bills effective in 2022 that was enacted as […]