Entries by Carol LaCombe

National Wellness Month

National Wellness Month, recognized annually in August, is meant to encourage people to prioritize self-care, build healthy routines, and support their physical, mental, and emotional well-being. Wellness goes beyond physical health. It encompasses mental clarity, emotional resilience, and a sense of balance in daily life. When we invest in our well-being, we’re better equipped to […]

Long-Term Investment Strategy

Sure, there are some lucky people who do get rich quickly. People do win lotteries, hit the jackpot on the slot machine, and even pick the “right” stock at the “right” time, turning their investment into a potential fortune overnight. But these fairy tales rarely come true. More often, we achieve our financial and personal goals when […]

RV Insurance-What You Need to Know

What Does RV Insurance Cover? RV insurance typically combines elements of both auto and homeowners insurance, reflecting the hybrid nature of RV use. While coverage needs can vary depending on your vehicle, personal circumstances, and location, you’ll likely find value in the following: Bodily injury liability coverage—Similar to auto insurance, this type of coverage in […]

Liberty Mutual Workplace Safety Index 2025

Liberty Mutual has released its latest report on workplace safety, revealing that accidents at work cost U.S. employers around $58.8 billion each year. Remarkably, the most common causes of these injuries account for a staggering 86% of those expenses, totaling about $50.87 billion. This year marks the 25th anniversary of the report, which highlights the […]

What is your risk tolerance when it comes to investing?

Before deciding on an investment strategy and portfolio mix, there’s a crucial piece of information you need: Your risk tolerance profile. Simply put, risk tolerance is defined as the amount of risk that an investor is willing to put up with given the volatility in the value of an asset or investment. While everyone’s risk […]

Physical Activity And Exercise

Adults need 150 minutes of moderate-intensity physical activity weekly. However, the Centers for Disease Control and Prevention reports that only 1 in 4 adults receive the recommended amount of physical activity each week. Why is exercise important? Research shows that those who are physically active are likely to live longer, healthier lives. Physical activity can […]

April Marks Distracted Driving Awareness Month

The National Safety Council designates April as Distracted Driving Awareness Month. This annual campaign is intended to raise awareness about the dangers of distracted driving and encourage drivers to minimize potential distractions behind the wheel. Distracted driving contributes to nearly 400,000 injuries and 3,000 fatalities each year, according to the National Highway Traffic Safety Administration. […]

(AI) Artificial Intelligence in Cyber

Over the past year, all eyes have been on the impact of generative artificial intelligence (AI) on cyber insurance. First, the rise of generative AI will likely increase the frequency of cyber attacks. For example, there is a major concern that phishing attacks will become far easier and more effective for determined hackers. Generative AI […]

Start Financial Planning With 3 Baby Steps

Does the idea of financial planning — putting together a system for keeping your money matters and goals on track — seem daunting? Then divide the task into smaller pieces. Here are some small steps you can take immediately, in the coming week, and for the month that can help set a direction for your […]

Emerging Wellness Trends in 2025

The days of compartmentalizing physical, mental, financial and emotional well-being are over. In 2025, organizations are adopting a holistic approach that considers the entire employee. Expanding all aspects of wellness support is meant to help meet workers’ needs and expectations. While organizations may have already increased their mental health support in the past few years, […]