Retirement savings are not on most young adults’ list of top priorities. In fact, according to one survey, only about 1 in 5 members of Generation Z (born after 1997) are saving for retirement. And that’s a missed opportunity for the other four. That’s because the earlier you start on a retirement plan, the better off […]
Protecting Your Personal Information Artificial intelligence (AI) tools are becoming more common in everyday life. Many free AI platforms can help with simple tasks such as writing, organizing ideas, or answering general questions. While these tools can be helpful, it is important to understand how they should—and should not—be used, especially when personal information is […]
Winter can be a beautiful time of year, but winter weather can wreak havoc on your home. Colder temperatures, ice, and snow can cause ice dams, slips and falls, and other unpleasant winter-related issues. Properly maintaining your home can help keep common home problems at bay this winter. Use these 10 tips to help you […]
ChatGPT -An artificial intelligence (AI) chatbot made waves for producing human-like text from user inputs. Released in November 2022, the current version is accessible to anyone with a computer and internet connection and produces usable written content on a wide range of topics, supporting decision-making. Since this technology is accessible to employers of all sizes, […]
Service line coverage is an optional endorsement available in homeowners’ insurance policies. It is designed to protect homeowners from significant expenses related to the repair or replacement of underground utility lines on their property. This coverage typically includes protection for water, sewer, electricity, and cable lines. It helps to cover costs for excavation, labor, parts, […]
4 Ways Volunteering Can Enrich and Improve Your Life Giving back and donating time in your community can help those around you while also having a positive impact on your own life. Think about the following potential benefits of volunteering: Increased activity—Volunteering may help get you out of the house and increase physical activity. New […]
Both traditional IRAs and Roth IRAs can help you save for retirement. But they have different rules about taxes on contributions and withdrawals, what happens if you need to take money out before retirement, and other things that can affect which account type you might be better off contributing to. We’ve answered some of the […]
What ‘Social Inflation’ Means for Your Business Heading into 2026 You may have heard that liability insurance rates are rising—again. But do you know why? One of the biggest drivers behind these increases is a growing trend called “social inflation.” Understanding this trend can help you make smarter, more strategic decisions about your commercial insurance […]
National Wellness Month, recognized annually in August, is meant to encourage people to prioritize self-care, build healthy routines, and support their physical, mental, and emotional well-being. Wellness goes beyond physical health. It encompasses mental clarity, emotional resilience, and a sense of balance in daily life. When we invest in our well-being, we’re better equipped to […]
Sure, there are some lucky people who do get rich quickly. People do win lotteries, hit the jackpot on the slot machine, and even pick the “right” stock at the “right” time, turning their investment into a potential fortune overnight. But these fairy tales rarely come true. More often, we achieve our financial and personal goals when […]