Service line coverage is an optional endorsement available in homeowners’ insurance policies. It is designed to protect homeowners from significant expenses related to the repair or replacement of underground utility lines on their property. This coverage typically includes protection for water, sewer, electricity, and cable lines. It helps to cover costs for excavation, labor, parts, […]
4 Ways Volunteering Can Enrich and Improve Your Life Giving back and donating time in your community can help those around you while also having a positive impact on your own life. Think about the following potential benefits of volunteering: Increased activity—Volunteering may help get you out of the house and increase physical activity. New […]
Both traditional IRAs and Roth IRAs can help you save for retirement. But they have different rules about taxes on contributions and withdrawals, what happens if you need to take money out before retirement, and other things that can affect which account type you might be better off contributing to. We’ve answered some of the […]
What ‘Social Inflation’ Means for Your Business Heading into 2026 You may have heard that liability insurance rates are rising—again. But do you know why? One of the biggest drivers behind these increases is a growing trend called “social inflation.” Understanding this trend can help you make smarter, more strategic decisions about your commercial insurance […]
National Wellness Month, recognized annually in August, is meant to encourage people to prioritize self-care, build healthy routines, and support their physical, mental, and emotional well-being. Wellness goes beyond physical health. It encompasses mental clarity, emotional resilience, and a sense of balance in daily life. When we invest in our well-being, we’re better equipped to […]
Sure, there are some lucky people who do get rich quickly. People do win lotteries, hit the jackpot on the slot machine, and even pick the “right” stock at the “right” time, turning their investment into a potential fortune overnight. But these fairy tales rarely come true. More often, we achieve our financial and personal goals when […]
What Does RV Insurance Cover? RV insurance typically combines elements of both auto and homeowners insurance, reflecting the hybrid nature of RV use. While coverage needs can vary depending on your vehicle, personal circumstances, and location, you’ll likely find value in the following: Bodily injury liability coverage—Similar to auto insurance, this type of coverage in […]
Liberty Mutual has released its latest report on workplace safety, revealing that accidents at work cost U.S. employers around $58.8 billion each year. Remarkably, the most common causes of these injuries account for a staggering 86% of those expenses, totaling about $50.87 billion. This year marks the 25th anniversary of the report, which highlights the […]
Before deciding on an investment strategy and portfolio mix, there’s a crucial piece of information you need: Your risk tolerance profile. Simply put, risk tolerance is defined as the amount of risk that an investor is willing to put up with given the volatility in the value of an asset or investment. While everyone’s risk […]
Adults need 150 minutes of moderate-intensity physical activity weekly. However, the Centers for Disease Control and Prevention reports that only 1 in 4 adults receive the recommended amount of physical activity each week. Why is exercise important? Research shows that those who are physically active are likely to live longer, healthier lives. Physical activity can […]