Entries by Carol LaCombe

RMV Changes to the MA State Markings Regulation 540 CMR 2:22

There has been a change to the Massachusetts State Markings Regulation 540 CMR 2:22 (regulation text below) that will take effect on September 1, 2018 for all commercial motor vehicles that weigh 10,001 lbs. or more used in Intrastate commerce. The RMV changes could affect customers that are written on a Massachusetts Auto Policy class […]

12 Safety Tips for Recreational Boaters

As the weather warms up, many recreational boaters head to lake, river, or the ocean to fish, waterski, cruise, and relax onboard a boat, yacht or other personal watercraft. With nearly 12 million registered recreational boats in the U.S.*, it’s no wonder the waterways are a popular place to go. Before you head out with […]

Travel Medical Insurance

Travel Medical Insurance protects you in the event of an illness or injury when traveling outside your country of residence.  It provides key medical benefits in case of an emergency.  The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have limited coverage […]

Michael Regan Director at Large

Regan Cleary Insurance, a division of Cleary insurance Inc., is pleased to announce that Michael Regan has been elected a Director at Large for the National Association of Surety Bond Producers (NASBP). The NASBP is the national trade organization for insurance agencies that specialize in surety bonding. What is NASBP? NASBP producers specialize in providing […]

Leaving Home – Insurance Concerns

Presented by: Christopher F. Hawthorne, CPCU, CIC When a child moves out of the home, it can be both exciting and heartbreaking. As one phase of life is ending, another wonderful one begins. However, the danger lurking within the parents’ home and auto insurance, as well as within certain privacy laws, can often be overlooked. […]

Living Benefits of Whole Life Insurance

* Tax-free source of cash Cash values can be accessed either as loans or withdrawals to cost basis and then loans Dividends can be taken in cash, as opposed to buying paid-up additions * Supplemental income at retirement for Key Employees using Deferred Compensation Plan Section 162 Executive Bonus Split Dollar Plan * Supplemental income […]

Little Drips Make for Big Waste

Presented by: Alyssa Tkach Every homeowner can attest to the importance of protecting their home. Although many are aware of the potential destruction of disasters such as fires and storms, there is less knowledge overall about the significance of home water leaks. In fact, according to Bloomberg’s article, “The Hidden Property Danger Lurking in Your […]

Healthy Smiles All Year Long

Oral wellness is the foundation for overall health, so regular visits to the dentist for checkups and cleanings are fundamental to making your smile last and preventing tooth decay and gum disease. Even if you don’t have any symptoms, dental exams are important to make sure your teeth and gums stay healthy.  And if problems […]

Shining a Light on Moonlighting

Presented by: Christopher F. Hawthorne Many contractor businessowners face the question of what to do about employees that moonlight at night and on weekends.  Does allowing employees to moonlight put a business in harm’s way?  It could. When an employee moonlights, they are taking on the same general liability, workers compensation, and auto exposures as […]