Entries by Carol LaCombe

Introducing the Driver Verification System

Presented by: Christopher F. Hawthorne, CPCU, CIC A new tool has arrived to help business owners in reducing their Commercial Auto exposure risk.  A basic for any driver is to have a valid license. Privacy laws and a very cumbersome Registry of Motor Vehicles inquiry system have been hurdles for business owners trying to carefully […]

Employer Sponsored Wellness Programs

Wellness Programs Introduction Employers may sponsor wellness programs as a means to promote better health and higher morale among employees, with the hope that helping employees to embrace a culture of health will lead to higher productivity with lower health-related costs. Wellness plans may be included in health insurance programs, or they may stand alone. […]

Working for Yourself? Don’t Sacrifice Your Retirement

Self-employment can be rewarding personally and financially, but it comes with some tough challenges including long hours, an uncertain income, and a lack of structured benefits such as health insurance and retirement plans. But this is not the only reason it may be worthwhile to divert a sizable chunk of your earnings into tax-deferred retirement […]

Meet the Cleary Insurance Boston Business Risk Awards Finalists

We launched the Cleary Insurance Boston Business Risk Awards to honor the entrepreneurs and small business leaders in our community who take bold business risks and reap the rewards. We received many inspiring stories of risk-taking and success, but our six finalists stood out from the pack.     Get inspired by our finalists’ stories […]

Intentional Violence and Insurance

Presented by Christopher F. Hawthorne, CPCU, CIC In 1966, a veteran—possibly suffering from PTSD—climbed into the watch tower at the University of Texas with a sniper rifle and proceeded to shoot and kill seventeen people, as well as wound another thirty-one.  For ninety-six minutes, the nation watched what seemed to be an unimaginable, once-in-a-lifetime happening.  […]

Finding Ways to Afford Alzheimer’s Care

  Presented by: June Duncan More than five million Americans are affected by Alzheimer’s disease, dementia, and other memory-related disorders. These individuals may require 24-hour care, depending on their disease’s progression, and those costs can skyrocket, because specialized dementia services are expensive. Finding affordable, quality care When it’s clear that a loved one will require […]

Why Risk Transfer for Landlords?

Presented by: Christopher F. Hawthorne, CPCU, CIC A property owner’s Insurance premiums can be driven upward for rental properties due to loss history.  The insurance policy provides money to rebuild damaged property, to defend in a liability suit, to pay settlements as well as take care of employees when they are injured on the job.  […]

Cloudy With a Chance of… Flooding!

Flood insurance has been an afterthought in most Americans’ minds when it comes to insuring property. Well, folks…the time has come for us to re-think the way we view flood insurance—more importantly, how we define and imagine flood. Here are some quick flood facts: Just one inch of water in a home can cost more […]

National Prescription Drug Take Back Day

On Saturday, April 28, 2018 – 10AM to 2PM local time, communities will team up with law enforcement to host the next National Prescription Drug Take-Back Day. You can call the Drug Enforcement Agency’s (DEA’s) Registration Call Center at 1-800-882-9539 or check the DEA’s website for collection sites in your area. The website will be […]