About one in four Massachusetts households relies on petroleum products for home heating. Yet many homeowners may be surprised to learn that their standard homeowners insurance policy does not automatically cover the potentially significant costs associated with a heating oil leak. Heating oil can escape from a tank, fuel line, or other part of the […]
Open enrollment is your one chance each year to make changes to your benefits. Outside of a qualifying life event, the choices you make now will stay with you for the next twelve months. It’s tempting to let last year’s elections roll over, but a quick review can save you money and avoid surprises. Here […]
Presented by: Matthew Clayson Financial Advisor, CA Insurance License No. 0I01304 Almost 70 million Americans contribute to a 401(k) plan, and millions more contribute to similar workplace plans, such as a 403(b), 457(b), or federal Thrift Savings Plan. Together, these plans held an estimated $14.2 trillion in assets at the end of 2025.1 Contributing […]
As temperatures drop across Massachusetts, many businesses and commercial properties will once again rely on oil heat. While heating oil is common throughout New England, a leaking tank or supply line can cause more than just a loss of heat. Under Massachusetts environmental laws, property owners can be responsible for addressing oil releases that contaminate […]
Presented by Sarah Goyette Volunteers are the heart of many nonprofit organizations, but one important coverage gap is often overlooked. In most cases, volunteers are not considered employees and are therefore not covered under a Workers’ Compensation policy. If a volunteer is injured while helping your organization, they may have limited options for covering medical […]
Summer is the season for vacations, backyard barbecues, pool parties, and weekends on the water. While you’re busy making memories, it’s also the perfect time to ensure your insurance coverage keeps pace with your summer activities. A quick policy review today can help prevent unexpected expenses tomorrow. Make Sure Your Home Is Ready for Summer […]
Summer is a time for outdoor adventures, family gatherings, vacations, and making memories. Whether you’re spending the day at the beach, working in the yard, enjoying a backyard barbecue, or traveling with family, being prepared for common summer injuries and illnesses can help you handle unexpected situations with confidence. A well-stocked medicine cabinet and first-aid […]
Presented by: Matthew Clayson Financial Advisor, CA Insurance License No. 0I01304 Cross Coastal Advisors Needham Office : (781) 400-8641 mclayson@crosscoastaladvisors.com www.crosscoastaladvisors.com 197 First Avenue, Suite 250 Needham, MA 02494 Many recent college graduates are collecting their diplomas and promptly moving back into their childhood bedrooms. The financial challenges are real for recent college graduates. The […]
The Environmental Working Group (EWG) has released its highly anticipated annual Dirty Dozen report, ranking fruits and vegetables based on pesticide residue levels. This report relies on comprehensive data from the U.S. Department of Agriculture and the U.S. Food and Drug Administration, providing consumers with valuable insights into the produce they may want to include […]
Presented by: Matthew Clayson Matthew Clayson is a Financial Advisor at Commonwealth Financial Group. He is a registered principal of, and offers investment advisory and financial planning services through, MML Investors Services, LLC, Member SIPC (www.sipc.org). Aimee Ortiz March 13, 2026 The widening war in Iran is now in its third week, and American […]