Presented by: Christopher F. Hawthorne, CPCU, CIC A property owner’s Insurance premiums can be driven upward for rental properties due to loss history. The insurance policy provides money to rebuild damaged property, to defend in a liability suit, to pay settlements as well as take care of employees when they are injured on the job. […]
Flood insurance has been an afterthought in most Americans’ minds when it comes to insuring property. Well, folks…the time has come for us to re-think the way we view flood insurance-more importantly, how we define and imagine flood. Here are some quick flood facts: Just one inch of water in a home can cost more […]
On Saturday, April 28, 2018 – 10AM to 2PM local time, communities will team up with law enforcement to host the next National Prescription Drug Take-Back Day. You can call the Drug Enforcement Agency’s (DEA’s) Registration Call Center at 1-800-882-9539 or check the DEA’s website for collection sites in your area. The website will be […]
There has been a change to the Massachusetts State Markings Regulation 540 CMR 2:22 (regulation text below) that will take effect on September 1, 2018 for all commercial motor vehicles that weigh 10,001 lbs. or more used in Intrastate commerce. The RMV changes could affect customers that are written on a Massachusetts Auto Policy class […]
As the weather warms up, many recreational boaters head to lake, river, or the ocean to fish, waterski, cruise, and relax onboard a boat, yacht or other personal watercraft. With nearly 12 million registered recreational boats in the U.S.*, it’s no wonder the waterways are a popular place to go. Before you head out with […]
Presented by: June Duncan Planning for long-term care — it’s one of those situations that no one wants to experience but everyone needs to be prepared for. As we age, it’s important that we get a plan in place, not just for our own security but for our loved ones, as well. Being a caregiver […]
Travel Medical Insurance protects you in the event of an illness or injury when traveling outside your country of residence. It provides key medical benefits in case of an emergency. The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have limited coverage […]
Presented by: Christopher F. Hawthorne, CPCU, CIC When a child moves out of the home, it can be both exciting and heartbreaking. As one phase of life is ending, another wonderful one begins. However, the danger lurking within the parents’ home and auto insurance, as well as within certain privacy laws, can often be overlooked. […]
* Tax-free source of cash Cash values can be accessed either as loans or withdrawals to cost basis and then loans Dividends can be taken in cash, as opposed to buying paid-up additions * Supplemental income at retirement for Key Employees using Deferred Compensation Plan Section 162 Executive Bonus Split Dollar Plan * Supplemental income […]
Presented by: Alyssa Tkach Every homeowner can attest to the importance of protecting their home. Although many are aware of the potential destruction of disasters such as fires and storms, there is less knowledge overall about the significance of home water leaks. In fact, according to Bloomberg’s article, “The Hidden Property Danger Lurking in Your […]