Entries by Carol LaCombe

Intentional Violence and Insurance

Presented by Christopher F. Hawthorne, CPCU, CIC In 1966, a veteran—possibly suffering from PTSD—climbed into the watch tower at the University of Texas with a sniper rifle and proceeded to shoot and kill seventeen people, as well as wound another thirty-one.  For ninety-six minutes, the nation watched what seemed to be an unimaginable, once-in-a-lifetime happening.  […]

Finding Ways to Afford Alzheimer’s Care

Presented by: June Duncan More than five million Americans are affected by Alzheimer’s disease, dementia, and other memory-related disorders. These individuals may require 24-hour care, depending on their disease’s progression, and those costs can skyrocket because specialized dementia services are expensive. Whilst you may be struggling to find practices such as a Windsor medical clinic […]

Why Risk Transfer for Landlords?

Presented by: Christopher F. Hawthorne, CPCU, CIC A property owner’s Insurance premiums can be driven upward for rental properties due to loss history.  The insurance policy provides money to rebuild damaged property, to defend in a liability suit, to pay settlements as well as take care of employees when they are injured on the job.  […]

Cloudy With a Chance of… Flooding!

Flood insurance has been an afterthought in most Americans’ minds when it comes to insuring property. Well, folks…the time has come for us to re-think the way we view flood insurance-more importantly, how we define and imagine flood. Here are some quick flood facts: Just one inch of water in a home can cost more […]

National Prescription Drug Take Back Day

On Saturday, April 28, 2018 – 10AM to 2PM local time, communities will team up with law enforcement to host the next National Prescription Drug Take-Back Day. You can call the Drug Enforcement Agency’s (DEA’s) Registration Call Center at 1-800-882-9539 or check the DEA’s website for collection sites in your area. The website will be […]

RMV Changes to the MA State Markings Regulation 540 CMR 2:22

There has been a change to the Massachusetts State Markings Regulation 540 CMR 2:22 (regulation text below) that will take effect on September 1, 2018 for all commercial motor vehicles that weigh 10,001 lbs. or more used in Intrastate commerce. The RMV changes could affect customers that are written on a Massachusetts Auto Policy class […]

12 Safety Tips for Recreational Boaters

As the weather warms up, many recreational boaters head to lake, river, or the ocean to fish, waterski, cruise, and relax onboard a boat, yacht or other personal watercraft. With nearly 12 million registered recreational boats in the U.S.*, it’s no wonder the waterways are a popular place to go. Before you head out with […]

Travel Medical Insurance

Travel Medical Insurance protects you in the event of an illness or injury when traveling outside your country of residence.  It provides key medical benefits in case of an emergency.  The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have limited coverage […]

Leaving Home – Insurance Concerns

Presented by: Christopher F. Hawthorne, CPCU, CIC When a child moves out of the home, it can be both exciting and heartbreaking. As one phase of life is ending, another wonderful one begins. However, the danger lurking within the parents’ home and auto insurance, as well as within certain privacy laws, can often be overlooked. […]