Entries by Carol LaCombe

Frozen Pipe Prevention

Turn up the heat! Set the thermostat to the same temperature day and night. If you live in an old house built over an uninsulated crawl space turning up your thermostat will increase the air temperature in the crawlspace by projecting heat energy through the floor into the space. Plan on insulating and air sealing […]

What You Need To Know About Crime Insurance

Crime Insurance refers to theft of money and/or securities from a business. There are a variety of Crime Insurance categories including: Employee Dishonesty: Covers theft of money, securities and other property by an employee. These types of losses are commonly carried out through theft of small amounts over time. Forgery or Alteration: Pays losses incurred […]

Canadian Auto ID Cards

A U.S. traveler in Canada is required to carry a motor vehicle liability card, plus vehicle ownership papers. A copy of the automobile policy is recommended to be carried. You should also carry a Canadian Non-Resident Inter-provincial Motor Vehicle Liability Card which is strongly recommended. The Canadian Non-Resident Inter-provincial Motor Vehicle Liability Card is proof […]

Going Into Lay-Up

It’s been a great summer of boating and now it is time to begin preparing your boat for winter. If your boat is hauled out for winter storage, here are some suggestions that will help you ensure that your vessel will be ready for safe and reliable cruising next year. Before Haulout Anchors and Canvas […]

The Bowdoin Group and Bowdoin Technology Partners

We are pleased to spotlight The Bowdoin Group and Bowdoin Technology Partners in our Fall Newsletter. They have been a valued client since their inception in 1994 and we appreciate the trust they have placed in our organization! Both companies were awarded Inavero’s 2015 Best of Staffing Satisfaction Awards for achieving satisfaction ratings in the […]

Three Phases of Money

Presented by Doug Greene Each client, whether they realize it or not, go through three phases of money in their lifetime. It’s important to educate them as to how their money actually works. Beginning right out of college with their first job starts The Accumulation Phase.  In this phase, they will run through a lot […]

Executive Order # 13706 – Paid Sick Leave

Presented by Al Corvigno President Obama signed Executive Order 13706 on September 7, 2015.  It requires that certain federal contractors provide employees with up to seven days of paid sick leave per year.   The proposed effective date of the order is January 1, 2017. Under this Executive Order, federal contractors are required to provide affected […]

Volunteers Are Not Covered by Workers Compensation

Many non-profit organizations depend on volunteers for various functions and capacities. In some cases volunteers may be involved in strenuous and physical activities that are crucial for operations. Physical injury to the volunteer is a real possibility. It is important for non-profit organizations to understand that injuries to volunteers are not protected by Workers Compensation. […]

President Signs PACE ACT Changing Small Group Definition

On Oct. 7, 2015, President Obama signed The Protecting Affordable Coverage for Employees (PACE) Act that amends the Affordable Care Act (ACA) definition of a “small employer” for the purpose of purchasing health insurance coverage. Small Group Market Expansion Most states have historically defined “small employers” as those with 50 or fewer employees for purposes […]

Newton Electrical Supply

This spring we are pleased to spotlight one of our long time clients, Newton Electrical Supply.  We would like to congratulate them as they celebrate their 50th anniversary in the electrical and lighting business! Newton Electrical has built a great reputation for superior customer service and quality products. They offer their customers a level of […]