It is beginning to look a lot like…
Diamonds, art, and shiny new golf clubs! We hope you had a safe and happy holiday season. Post-holiday season is a great time to consider coverage for your shiny new ring, a beautiful new piece of artwork, your new DSLR camera, Callaway golf clubs, or Steinway grand piano. Whatever your loved one gifted you this season, what would you do if an item was lost, stolen, or broken? Look to your homeowner’s insurance, right?
Yes! BUT you might not get what you expect. Most standard home policies have a special limit of $1,500 on valuable personal property and do not include coverage if lost or broken. When a stone falls out of your significant other’s ring, or when your new DSLR camera gets broken you may not have adequate coverage.
No need to fear, Cleary is here!
We suggest insuring these items separately to avoid unexpected replacement expenses and a whole bunch of headaches. Scheduling your valuable items provides coverage for mysterious disappearance and breakage that you cannot find on a standard home insurance policy. The value of your items will be settled on a pre-determined limit so you will know what to expect which helps to ensure a hassle-free claims experience! Not to mention you will also save your deductible! Let us help you purchase peace of mind today and give us a call!