Client Spotlight Spring is the perfect time of the year to spotlight one of our long-term clients, Insta-Brite Mobile Washing, Inc. For over 40 years, Insta-Brite Mobile Washing, Inc. has been distinguished as the premier provider of pressure washing and related cleaning services. They are focused on meeting their customers’ needs, including reliability, responsiveness, and […]
Presented by Michael Regan The cousin to “inland” marine insurance is “ocean” marine insurance; which is insurance that protects goods and vessels in waterways and oceans around the world. The following are examples of available coverages: Hull insurance to cover loss to the vessel itself Freight insurance to cover loss to cargo Protection & Indemnity […]
Fidelity Bond (ERISA) A fidelity bond protects a business against theft of its assets as a result of dishonest actions by employees. It does not cover the assets within a company’s retirement plan because plan assets are not the property of the company, but of the plan beneficiaries. The Employment Retirement Income Security Act (ERISA) […]
Watching a parent becoming increasingly dependent on others for the normal activities of daily life can be difficult. It can be even harder for the parent to admit needing help. Creating a plan for how your parent(s), family and parents’ medical professionals will handle that possible scenario can alleviate misunderstanding and confusion when a crisis […]
On September 7, 2015, President Obama signed Executive Order 13706, Establishment of Paid Sick Leave for Federal Contractors. The Executive Order requires employers that contract with the Federal Government to provide their workers with up to seven days of paid sick time annually. Regulations regarding the implementation are due from the Secretary of Labor by […]
Spring is known for its rapidly changing weather – and that can mean severe storms. Help get your home and family ready with these tips. Let it flow. Remove winter’s debris from your gutters, drains, and downspouts so that heavy rains can flow freely off your roof. Be sure that downspouts are secure and that […]
Employers have new challenges to contend with in 2016, resulting from Supreme Court decisions, federal and state legislation, and actions by federal regulatory agencies. There is a real cost for employers who fail to comply with new laws. For example, the most recent Performance Accountability Report for the Equal Employment Opportunity Commission (EEOC), states that […]
We are pleased to spotlight Butler-Dearden in our winter newsletter. They are a family owned and operated wholesale distributor headquartered in Boylston, Massachusetts. Butler-Dearden has been providing superior quality, service and value to their customers since 1882. They began as a twine and packaging store and grew into offering janitorial supplies, office papers, packaging materials, […]
More frequently known as 3-P’s (PPP), Public Private Partnerships are becoming more prevalent as a way to finance, engineer, construct, and operate infrastructure projects across the United States. They have been used in other countries for some time now. For example the EU has had over 260 Billion Euro’s worth of 3P projects since 1990. […]
Items to consider when creating a retirement plan: Longevity With average life expectancy now in the 80s it is likely that you could experience a retirement period that lasts 20-30 years. Your plan must be flexible enough to account for a long retirement. Expenses and Inflation Inflation is always a powerful enemy in any retirement […]