Entries by Carol LaCombe

Notice to Fireman’s Fund Policyholders

ACE Private Risk Services purchased the renewal rights for the Fireman’s Fund Personal Lines book of business. Effective August 1, 2015 Fireman’s Fund policyholders will be converted to ACE Private Risk Services.  ACE is a leader in financial strength among High Net Worth insurance carriers. ACE Private Risk Services was created from a renewal rights […]

Life Insurance Choices

Protecting your family with the right amount and right type of life insurance is an important responsibility. The first step is to determine how much life insurance you need to fully protect your loved ones. Once you know how much you need, the next step is to decide what type of coverage is right for […]

The Importance of Resistance Training

Many Americans are aware that about two hours and 30 minutes of exercise each week is necessary to stay healthy, and many of those individuals choose an aerobic activity, such as running or biking. however, recent research has shown that splitting your two hours and 30 minutes of exercise between varied activities—aerobic and muscle-strengthening—improves health […]

From Rags to Ruins

As the weather gets warmer across much of the United States, the winter snow starts to melt, crocuses bloom and many homeowners are reinvigorated to tackle spring cleaning and home improvement projects. Yet oily rags and other items left at a worksite can quickly lead to spontaneous combustion—a cause of major fire losses each year. […]

Executive Order # 13473- Fair Pay and Safe Workplaces

Presented by Al Corvigo While the majority of federal contractors follow the rules, every year tens of thousands of American workers are denied overtime wages, not hired or paid fairly because of their gender or age, or have their health and safety put at risk by corporations contracting with the federal government. Your taxpayer dollars […]

Plan Before a Disaster to Stay in Business After

Disaster can strike a business in many ways. Fires, explosions, and vandalism can impact a specific location or regional events such as a hurricane, blizzard, or terrorist event can impact an entire region. After a catastrophic event, it is essential to evaluate the damage to the facilities quickly and accurately. This enables the business to […]

Carbon Monoxide

Carbon Monoxide (CO) is often referred to as a “silent killer” since it is a toxic gas that is odorless and tasteless.  In 2011 the Centers for Disease Control (CDC) estimated there were over 500 fatalities and 15,000 emergency room visits resulting from CO poisoning.  CO is produced as a by-product from the burning of […]

What is Commercial Surety?

Presented by Michael Regan Contract surety refers to bonds that guarantee the performance of a contractor according to the terms & conditions of a contract. It includes the payment of all bills to suppliers, subcontractors and laborers on the project the bond is written for. Commercial surety is an umbrella term referring to all other […]

DOL Investigations and New Minimum Wage – 2015

Presented by Al Corvigno DOL Investigations According to the Government Contracts Enforcement Department at the US Labor Wage and Hour Division, over eight hundred investigations took place in fiscal year 2013. Seventy five percent of those resulted in violations which included retroactive wage fines totaling over thirty four million dollars and twenty three contractor debarments. […]

2015 Tax Tips

The year 2015 brings a number of important changes to personal and small business tax laws and regulations. It’s important that you be aware of them in order to minimize your tax bill and keep more of what you earn on an after-tax basis. Here are some of the most common tax moves you can […]