The Small Business Administration (SBA) Surety Bond Guarantee Program Presented by: Michael Regan Did you know that the SBA, the federal organization that assists small businesses, will guarantee bid, performance or payment bonds issued on behalf of a small business by a surety company? The guarantee program was implemented in an effort to help small […]
On August 1, 2016, Massachusetts Governor Charlie Baker signed legislation (S.B. 2119) aimed at eliminating gender-based pay discrimination. Pursuant to the law, an employer may not discriminate in any way on the basis of gender in the payment of wages, including benefits or other compensation, or pay any person a salary or wage rate less […]
Window air conditioning units can provide quick cooling to any room in a home, but they are also a target for burglars. Instead of just sliding the unit in, homeowners should take extra measures to protect the window. Once applied, the window will be fully operable during seasonal weather when the air conditioner is no […]
Discussing death with anyone is never a pleasant aspect of financial planning, but it’s certainly one of the most important. While no one likes to discuss his or her own mortality, many wonder how they’ll be remembered. Perhaps you want your legacy to live on through the work of a charity, or desire to bypass […]
Position yourself for future growth As the economy continues to improve, employee loyalty is on the decline. According to the recently released MetLife 9th Annual Study of Employee Benefits Trends, employee loyalty has declined year-over-year and how now reached a three-year low. Yet many employers may be caught unaware by this downward trend. Employer responses […]
Identity theft is a serious crime, and one that is increasing at an alarming rate. Victims should have some way of recovering their financial losses when it happens, but this type of theft is not covered by a basic homeowner’s insurance policy. Identity theft coverage is available in most states as an optional endorsement on […]
Client Spotlight Spring is the perfect time of the year to spotlight one of our long-term clients, Insta-Brite Mobile Washing, Inc. For over 40 years, Insta-Brite Mobile Washing, Inc. has been distinguished as the premier provider of pressure washing and related cleaning services. They are focused on meeting their customers’ needs, including reliability, responsiveness, and […]
Presented by Michael Regan The cousin to “inland” marine insurance is “ocean” marine insurance; which is insurance that protects goods and vessels in waterways and oceans around the world. The following are examples of available coverages: Hull insurance to cover loss to the vessel itself Freight insurance to cover loss to cargo Protection & Indemnity […]
Fidelity Bond (ERISA) A fidelity bond protects a business against theft of its assets as a result of dishonest actions by employees. It does not cover the assets within a company’s retirement plan because plan assets are not the property of the company, but of the plan beneficiaries. The Employment Retirement Income Security Act (ERISA) […]
Watching a parent becoming increasingly dependent on others for the normal activities of daily life can be difficult. It can be even harder for the parent to admit needing help. Creating a plan for how your parent(s), family and parents’ medical professionals will handle that possible scenario can alleviate misunderstanding and confusion when a crisis […]