Boat Insurance is highly recommended to cover your liability in case of a boat accident. Based on the value of the boat, you can add full coverage so that the boat is covered in an accident regardless of fault, theft, and towing.
For example, if you were boating on a lake and ran over a rock that caused hull damage as well as engine failure, you would need coverage to get your boat towed to a local shipyard as well as the extensive costs in lifting the boat and getting the hull fixed. Boat insurance may also be required when renting dock space at a Marina.
Whether you ride a sport bike, cruiser, or touring motorcycle your state requires coverage for bodily injury and property damage. Additional minimum bike insurance required varies by state. Cleary Insurance can help you discover the minimum Motorcycle Insurance required by your state.
Contact us to help answer your Boat and Motorcycle insurance questions.