Could you continue to support your family and pay your bills if you were unable to work for any length of time because of illness or injury? If you were to become disabled, do you know how much money would be coming in each month and from what sources?
Some people can rely on group disability coverage provided by their employers and/or government disability income programs. But, for a great many workers, a disability that stops their paycheck would leave them – and their families– in financial hardship. Individual disability income insurance is designed to replace a significant portion of income lost when illness or injury prevents the policyholder from earning a living. It is designed to help pay ongoing bills while the policyholder is recuperating and unable to do his or her job.
Your income is your most valuable asset and is the foundation to a solid financial plan. Help make sure you can maintain your lifestyle and protect your family’s future if you become too sick or hurt to work with Individual Disability Income insurance.