Entries by Carol LaCombe

National Fall Car Care Awareness

Fall is National Car Care Awareness! Hooray? Ok, it’s not the most exciting thing on your calendar. I don’t think there’s a Hallmark card for the occasion. Nonetheless, it could be one of the most important times of the year for your car or truck. A well cared for car or truck is a happy […]

Group Captives Questions and Answers

Why join a Captive Insurance Company? The insurance marketplace commonly goes through its “hard and soft” cycles where premium fluctuations have little relation to individual loss experience. By pooling your resources and creating your own captive reinsurance company, these swings can be avoided, making your costs more predictable. Also, by pooling your resources, you can […]

Workers Compensation Leave? Consider FMLA!

If you are an FMLA-covered employer, you should always consider whether an employee who requires time off of work due to a work-related injury or illness is eligible for leave under the Family and Medical Leave Act (FMLA) (and/or possibly leave under a state law). Certain workers’ compensation (WC) leaves may also be covered under […]

Four Reasons to Love Your Mortgage

1.     It’s probably the cheapest way to borrow  –  The interest incurred is tax-deductible and the rate should be low as the loan is secured by your home. 2.     It creates leverage – A mortgage can be compared to opening a margin account at a brokerage because it can increase your assets with borrowed money.  The […]

National Cyber Security Awareness Month

The news headlines are filled with stories about high profile cyber breaches.  Recent examples include Yahoo, the Democratic National Committee (DNC), and the World Anti-Doping Agency (WADA).  These high profile cases can affect very large number of customers (Yahoo) or sensitive information (DNC emails, WADA test results).   Most businesses do not have the public profile […]

Medicare D Compliance Overview

Employers with group health plans that provide prescription drug coverage must notify Medicare Part D eligible individuals by October 14th of each year about whether the drug coverage is at least as good as the Medicare Part D coverage (in other words, whether their prescription drug coverage is “credible”). Please click here to learn more. […]

Fair Labor Standards Act (FLSA) Scorecard

Failure to comply with the FLSA can result in lawsuits, criminal charges, fines and restrictions in commerce. The scorecard tool will help you make a general estimate of risk. Click here to download FSLA Scorecard

Employee in the News-Steve King

If you are a Patriot’s fan, you must remember Steve King, a former linebacker with the Patriots from 1973-1981. Steve is best remembered as the first player to sack 4 future Hall of Fame quarterbacks in the same year: Joe Namath, Terry Bradshaw, Fran Tarkenton, and Bob Griese. Steve continues to remain active with the […]

Client Spotlight Biscom

We are pleased to spotlight Biscom in our summer newsletter.  Every day millions of users and thousands of enterprises rely on Biscom for secure and reliable document delivery solutions. Founded in 1986 Biscom developed the world’s first enterprise fax server. Since then, Biscom has developed additional solutions around secure file transfer, enterprise file synchronization and […]

Making Sense of Certificates of Insurance

Understanding The Purpose Of Certificates Of Insurance When stores lease real estate spaces or construction firms win jobs, the party on the other end usually has a very specific set of requirements. One of the main requirements is that the tenant, contractor or borrower must show proof that he or she has adequate insurance. Copies […]